Manage your money just by talking.
Say what you spent or received. SpendTalk's AI logs the amount, picks the category and updates your budget — in seconds, hands-free.
Local-first & private. Voice, scan or type — you choose.
Three seconds, no typing
Talk the way you'd tell a friend. The AI does the rest — and your budget keeps up.
Say it
Tap the mic and say what you spent or received, in plain words.
"Got fined 500 crowns"AI figures it out
It hears the amount, the currency and the category, and writes a clean record.
500 Kč · FeesYour budget updates
Every entry lands in the right balance and budget, instantly.
Budget updatedVoice first — but never only voice
Capture the moment however it's easiest. It all lands in one place, sorted by AI.
Voice
Just talk. Hands-free, in a couple of seconds.
Scan
Snap a receipt or a PDF; AI reads every line.
Type
Describe a transaction in a sentence.
Manual
Prefer full control? Enter it by hand.
It understands how you talk
No rigid commands — SpendTalk picks out the amount, currency and category on its own.
See where the money goes
Smart budgets
Reserve money into budgets and watch spending fill them in real time.
Multi-currency
Track money across as many balances as you like — each in its own currency.
Local-first & private
Your records live on your device. Sign in only when you want to sync.
Stop typing. Start talking.
Log your next expense before you've even put your wallet away.